Financial Performance - GAAP Net Income was $9.4 million [13] and Diluted EPS was $0.15 [13] - Net Interest Income reached $38.0 million [13] with a Net Interest Margin of 2.14% [13], a 4 bps increase from the prior quarter [16] - Pre-tax, pre-provision net revenue increased by 3.9% to $12.3 million [16], indicating improved core earnings [16] Balance Sheet & Portfolio - Total deposits increased by $79.7 million, a 1.4% increase [16] - Non-performing assets decreased by 20.6% to $51.3 million, representing 0.67% of assets [16] - Loans totaled $5.8 billion [9] - The company has $2.7 billion in secured borrowing capacity with the FHLB & Fed [69] Capital & Ratios - The CET-1 Ratio was 14.67% [13] - Tangible equity to tangible assets was 8.56% [68] - The company's Market Cap is $479.7 million [9]
Kearny Financial(KRNY) - 2026 Q2 - Earnings Call Presentation