Norwood Financial (NWFL) - 2025 Q4 - Earnings Call Transcript

Norwood Financial (NasdaqGM:NWFL) Q4 2025 Earnings call January 22, 2026 09:00 AM ET Speaker2Thank you, Michelle. Good morning, everyone. Welcome to our Q4 2025 earnings conference call. With me today are Jim Donnelly, CEO, and John McCaffrey, CFO. The press release we issued earlier this morning, together with the presentation material that accompanies our remarks, is available on the Investor Relations section of our web page. Comments made by any participant on today's call may include forward-looking st ...