Horizon Bancorp(HBNC) - 2025 Q4 - Earnings Call Transcript

Horizon Bancorp (NasdaqGS:HBNC) Q4 2025 Earnings call January 22, 2026 08:30 AM ET Company ParticipantsTerry McEvoy - Managing DirectorJohn Stewart - EVP and CFOLynn M. Kerber - EVP and Chief Commercial Banking OfficerMark Secor - EVP and Chief Administration OfficerDamon DelMonte - Managing DirectorBrendan Nosal - DirectorThomas Prame - CEO and PresidentConference Call ParticipantsNathan Race - Managing Director and Senior Research AnalystBrian Martin - AnalystOperatorGood morning, everyone, and welcome to ...