Live Oak(LOB) - 2025 Q4 - Earnings Call Transcript

Live Oak Bancshares (NYSE:LOB) Q4 2025 Earnings call January 22, 2026 09:00 AM ET Speaker5Good morning, ladies and gentlemen, and welcome to Live Oak Bancshares' fourth quarter 2025 earnings conference call. At this time, all lines are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. If anyone has any difficulties hearing the conference, please press star zero for operator assistance at any time. I would now like to turn the conference call over to Greg Sewar ...