Live Oak(LOB) - 2025 Q4 - Earnings Call Transcript

Live Oak Bancshares (NYSE:LOB) Q4 2025 Earnings call January 22, 2026 09:00 AM ET Company ParticipantsWilliam C. Losch III - PresidentWalter Phifer - CFOChip Mahan - ChaIrman and CEOGreg Seward - EVP and General CounselConference Call ParticipantsDavid Feaster - AnalystBilly Young - AnalystCrispin Love - AnalystDavid Rochester - AnalystTimothy Switzer - AnalystOperatorGood morning, ladies and gentlemen, and welcome to Live Oak Bancshares' fourth quarter 2025 earnings conference call. At this time, all lines ...