Citizens munity Bancorp(CZWI) - 2025 Q4 - Earnings Call Presentation

2025 Fourth Quarter Results Cautionary Notes and Additional Disclosures Earnings Release Presentation DATES AND PERIODS PRESENTED Unless otherwise noted, "20YY" refers to either the corresponding fiscal year-end date or the corresponding 12-months (i.e., fiscal year) then ended. "MMM-YY" refers to either the corresponding quarter-end date, or the corresponding three-month period then ended. CAUTIONARY NOTE REGARDING FORWARD LOOKING STATEMENTS This presentation may contain certain forward-looking statements ...