South Plains Financial(SPFI) - 2025 Q4 - Earnings Call Presentation

South Plains Financial Fourth Quarter 2025 Earnings Presentation January 26, 2026 Safe Harbor Statement and Other Disclosures FORWARD-LOOKING STATEMENTS This presentation contains, and future oral and written statements of South Plains Financial, Inc. ("South Plains", "SPFI", or the "Company") and City Bank ("City Bank" or the "Bank") may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements reflect South Plains' curr ...