First Ban(FBP) - 2025 Q4 - Earnings Call Presentation

-1- Financial Results Fourth Quarter and Full Year 2025 January 27, 2026 AGENDA | 1 | 4Q 2025 – | Quarter Highlights | Aurelio Alemán, President and Chief Executive Officer | | --- | --- | --- | --- | | 2 | 4Q 2025 – | Results of Operations | Orlando Berges, | | | | | Executive Vice President and Chief Financial Officer | | 3 | 4Q 2025 – | Questions and Answers | | -3- FOURTH QUARTER 2025 FORWARD LOOKING STATEMENTS This presentation contains "forward-looking statements" concerning the Corporation's future e ...