Synchrony(SYF) - 2025 Q4 - Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q4 2025 Earnings call January 27, 2026 08:00 AM ET Company ParticipantsBrian Doubles - CEOBrian Wenzel - CFOKathryn Miller - SVP of Investor RelationsConference Call ParticipantsErika Najarian - AnalystMihir Bhatia - AnalystMoshe Orenbuch - AnalystRyan Nash - AnalystSanjay Sakrani - AnalystOperatorGood morning, and welcome to the Synchrony Financial fourth quarter 2025 earnings conference call. Please refer to the company's investor relations website for access to their earnin ...