NBT Bancorp (NBTB) - 2025 Q4 - Earnings Call Transcript

NBT Bancorp (NasdaqGS:NBTB) Q4 2025 Earnings call January 27, 2026 10:00 AM ET Speaker7Good day, everyone. Welcome to the conference call covering NBT Bancorp's fourth quarter and full year 2025 financial results. This call is being recorded and has been made accessible to the public in accordance with SEC Regulation FD. Corresponding presentation slides can be found on the company's website at nbtbancorp.com. Before the call begins, NBT's management would like to remind listeners that, as noted on slide 2, ...