First Merchants (FRME) - 2025 Q4 - Earnings Call Transcript

First Merchants (NasdaqGS:FRME) Q4 2025 Earnings call January 27, 2026 09:00 AM ET Company ParticipantsBrendan Nosal - Director of the Research DepartmentDamon DelMonte - Managing DirectorJohn Martin - Chief Credit OfficerMark Hardwick - CEOMichael Stewart - PresidentMichele Kawiecki - CFOConference Call ParticipantsBrian Martin - AnalystDaniel Tamayo - AnalystNathan Race - Managing Director and Senior Research AnalystTerry McEvoy - Managing Director and Research AnalystOperatorThank you for standing by, an ...