UMB(UMBF) - 2025 Q4 - Earnings Call Presentation

4th Quarter 2025 Update Kansas City, MO January 27, 2026 Presentation Index | Corporate Overview & Investment Thesis | 3 | | --- | --- | | Purchase Accounting Update | 8 | | 4th Quarter 2025 Results | 11 | | Line of Business Updates | 29 | | Long-Term Performance Trends | 40 | | Appendix | 48 | | Board of Directors | | | Statements Forward-Looking Non-GAAP Reconciliations | | | Select Financial Statements Peer Group | | Please refer to the Forward-Looking Statements on slide 50 for important disclosures abo ...