中国银行_存款流失_规模几何_流向何方_是否持续-China Banks_ Deposit outflow_ how much_ to where_ will it continue_

China Banks Deposit outflow: how much? to where? will it continue? Heightened market concerns over potential deposit outflows and migration Chinese households have accumulated significant excess savings during 2020-25 (~Rmb8trn), contributing to dramatic retail deposit growth in the period (Rmb17trn per year in 2022-23). Recently, market concerns have intensified over potential unwind of deposit growth in 2026, due to: 1) the unusually large volume of deposits set to mature this year, and 2) reduced attract ...