Banco Santander(SAN) - 2025 Q4 - Earnings Call Transcript

Banco Santander (NYSE:SAN) Q4 2025 Earnings call February 03, 2026 02:00 PM ET Company ParticipantsAlvaro Serrano - Managing Director and Head of European Banks ResearchAna Botín - Executive ChairAndrea Filtri - Co-Head of European Equity ResearchFrancisco Riquel - Head of Banking ResearchHugo Cruz - Director of European Bank Strategy and Capital MarketsHéctor Grisi Checa - CEOIgnacio Cerezo - Executive DirectorIgnacio Ulargui - Senior analyst of Spanish Banking Sector and Diversified FinancialsJosé Antonio ...