张家港行(002839) - 2026年2月3日投资者关系活动记录表

Group 1: Loan Allocation and Industry Focus - The bank's corporate loans primarily target industries such as manufacturing, wholesale and retail, and leasing and business services, aligning with national industrial policies and local economic strategies [2][3] - The bank emphasizes enhancing financial service quality to support enterprises in technological upgrades, capacity enhancements, and digital transformations [3] Group 2: Capital Adequacy and Future Plans - As of September 2025, the bank's core Tier 1 capital adequacy ratio is 11.06%, Tier 1 capital adequacy ratio is 12.32%, and total capital adequacy ratio is 13.49%, indicating a strong capital position [3] - The bank plans to explore diverse capital replenishment channels, including the issuance of capital-boosting bonds, to better serve the regional real economy [3]