Intercorp Financial Services(IFS) - 2025 Q4 - Earnings Call Presentation

4Q25 IFS earnings presentation is.com.pe 2025 k ey messages 1 3 Solid performance across businesses +49 % YoY FY25 net profit 1,943 FY25 Net income IFS S/ mn 4 Strengthening primary banking relationships +11% +14% YoY retail primary banking customers 5 Insurance delivering solid double -digit growth + YoY written Higher -yielding loans continue positive trend +8 % YoY Improving risk - adjusted NIM 2.3 % CoR banking FY25 3.7 % FY25 Risk-adjusted NIM 3.1% Cost of funds FY25 61 premiums % WM continues to deliv ...