NatWest Group(NWG) - 2025 Q4 - Earnings Call Presentation

FY 2025 Results 13 February 2026 Fixed Income Investors Katie Murray Chief Financial Officer Strong compounding growth delivering 19.2% ROTE in 2025 | Growing all three | +5.6% | +2.4% | +20% | | --- | --- | --- | --- | | businesses, serving >20m customers | Customer Loans1 | Customer Deposits1 | AUMA | | | £393bn | £442bn | £58.5bn | | Driving operational leverage with | +12% | +2% | 48.6% | | positive jaws of | Income3 | Costs4 | Cost Income ratio | | 2 +10ppt | £16.4bn | £8.0bn | -4.8ppt | | Strong capit ...