Open Lending(LPRO) - 2025 Q4 - Earnings Call Presentation

Earnings Supplement Q4 and Full Year 2025 Fourth Quarter and Full Year 2025 Financial Highlights Q4 2025 Q4 2024 Revenue $19.3 million $(56.9) million Adj. EBITDA1 $2.8 million $(75.9) million Total Certs 19,308 26,065 2025 2024 Revenue $93.2 million $24.0 million Adj. EBITDA1 $15.6 million $(55.0) million Total Certs 97,348 110,652 Quarterly Results Annual Results (1) See reconciliation of GAAP to non-GAAP financial measures on slide 9. 2 Loan Origination Performance by Quarter & Channel 21,078 22,038 21,8 ...