X Financial(XYF) - 2025 Q4 - Earnings Call Transcript

X Financial (NYSE:XYF) Q4 2025 Earnings call March 26, 2026 08:30 AM ET Speaker3Hello, and welcome to the X Financial fourth quarter 2025 earnings conference call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing star then zero on your telephone keypad. After today's presentation, there will be an opportunity for questions. To ask a question, you may press star then one on your telephone keypad. To withdraw your question, please pres ...