Regions Financial(US:RF)2026-04-17 14:00Financial Performance - Net income available to common shareholders reached $539 million for the first quarter of 2026[4] - Total revenue was reported at $1,873 million, with a diluted earnings per share of $0.62[4] - Return on average tangible common equity stood at 18.26%[4] - Net interest income (NII) decreased 2.6% quarter-over-quarter to $1,248 million, with a net interest margin (NIM) of 3.67%[14][21] Loan and Deposit Trends - Average loan balances grew 1% quarter-over-quarter, with expectations for full-year 2026 average loan growth in the low single digits[8] - Average deposit balances increased modestly, with total deposit costs declining to 1.20%[10][12] - Full-year 2026 NII is projected to grow between 2.5% and 4% compared to 2025[23][54] Asset Quality and Capital - Net charge-offs decreased by 5 basis points to 0.54% of average loans[4][43] - The allowance for credit losses (ACL) ratio declined to 1.68%[42][43] - The Common Equity Tier 1 (CET1) ratio, inclusive of AOCI, is estimated at 9.4%[50][53]