Brookline Bancorp(BRKL) - 2023 Q3 - Earnings Call Presentation

Deposits B Floating (<3m) 21% Adj. 42% Fixed 37% Cumulative Net Interest Income Change by Quarter 09/30/2023 Flat Balance Sheet, simulations reflect a product weighted beta of 39% on total deposits. 22 Deposit and Funding Betas - Percentage Change in Cost versus Change in Federal Funds Rate The Federal Reserve began increasing the Federal Funds rate in March 2022 and has increased rates 525 basis points through September 2023. Q1'22: 0.25% Q2'22: 1.25% Q3'22: 1.50% Q4'22: 1.25% Q1'23: 0.50% Q2'23: 0.25% Q3' ...