Cambridge Bancorp(CATC) - 2023 Q2 - Earnings Call Presentation

Capital Position* 14.2% 13.1% 13.1% 8.7% 8.4% 10.5% 8.5% 7.0% 4.0% 0.0% 4.0% 8.0% 12.0% 16.0% TOTAL CAPITAL TIER 1 CAPITAL TIER I COMMON EQUITY TIER I LEVERAGE TANGIBLE COMMON EQUITY* CATC Minimum Capital Required** MMDA & Other Savings 36% Time Deposits 14% 26% Consumer Deposits- 48% Commercial Deposits- 52% 2019, 2020 and 2022 include acquired balances from Optima Bank & Trust Company, Wellesley Bancorp, Inc., and Northmark Bank, respectively. 1: Adjusted net interest margin excludes the impact of merger ...