Regions Financial(RF) - 2023 Q4 - Earnings Call Presentation

Exhibit 99.3 4th Quarter Earnings Conference Call 2023 Overview Continue to deliver consistent, sustainable long-term performance Highlights 4Q23 FY23 Key Performance Metrics Reported Adjusted(1) Reported Adjusted(1) • Record FY pre-tax pre-provision income(1) of $3.2B Net Income Available to Common Shareholders $367M $2.0B • One of the best FY ROATCE(1) in the peer group of 21.9% (15.9% ex. AOCI) Diluted Earnings $0.39 $2.11 • Enhanced credit and interest rate risk Per Share management processes and platfo ...