Central Pacific Financial (CPF) - 2022 Q4 - Earnings Call Presentation

Forward-Looking Statements Central Pacific Financial Corp. 2 3.3% • Japanese visitors to Hawaii expected to increase with travel restrictions lifted and strengthening yen Continued housing strength and development Financial Highlights • Net interest income grew by $0.9 million from the prior quarter * Excludes$0.1 Mil, $0.7 Mil and$3.6 Mil in net PPP interest and fees in 4Q22, 3Q22 and 2022Y respectively. Also excludes $3.6 Mil,$12.4 Mil and $29.2 Mil in average PPP balances from interest earning assets ...