Synchrony(SYF) - 2023 Q4 - Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q4 2023 Earnings Call Transcript January 23, 2024 8:00 AM ET Company Participants Kathryn Miller - SVP of IR Brian Doubles - President and CEO Brian Wenzel - EVP and CFO Conference Call Participants Terry Ma - Barclays Rick Shane - JPMorgan Ryan Nash - Goldman Sachs Moshe Orenbuch - TD Cowen John Hecht - Jefferies Mihir Bhatia - Bank of America Sanjay Sakhrani - KBW Jeff Adelson - Morgan Stanley John Pancari - Evercore ISI Mark DeVries - Deutsche Bank Operator Good morning, an ...