Columbia Banking System(COLB) - 2023 Q4 - Earnings Call Presentation

4 th Quarter 2023 Earnings Presentation January 24, 2024 2 Disclaimer FORWARD-LOOKING STATEMENTS This presentation includes forward-looking statements within the meaning of the "Safe-Harbor" provisions of the Private Securities Litigation Reform Act of 1995, which management believes are a benefit to shareholders. These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth from time to time in our filings ...