Bridgewater Bank(BWB) - 2023 Q4 - Earnings Call Transcript

Yes, Nate, this is Joe. I mean we're always looking at it. I think we always try to balance the priorities. We certainly outlined those in how we think about it. Organic growth obviously being our top priority. And so as we said in fourth quarter and with the moderation in the loan growth and I think the other piece to it to was -- we had a goal to get CET1 back above 9%, which we achieved in the third quarter. And so I think we look at it constantly across the realm of things that we can do. And felt like ...