First Financial Bankshares(FFIN) - 2022 Q4 - Earnings Call Presentation

Financial Performance - Total deposits reached $11 billion as of December 31, 2022 [24] - Total loans reached $6454 million as of December 31, 2022 [77] - Trust assets reached $8755 million as of December 31, 2022 [87] - The company achieved diluted earnings per share of $164 in 2022 [91] - The company's efficiency ratio was 4330% in 2022 [122] Market Position and Growth - The company has approximately $138 billion in public funds [66] - Texas is a large and growing market for the company [161] - The company's financial exploitation prevention program saved customers over $22 million since 2014 [2] Strategic Focus - The company aims to grow trust assets and fee income in 2023 [128] - The company intends to grow loans across all regions and products [134]