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First Foundation (FFWM) - 2023 Q2 - Earnings Call Presentation

| --- | --- | --- | --- | |-------------------------------------------------------------|---------------|----------------------------------------------------|-----------------------------------------| | Multifamily Loan Characteristics(1) \nAverage Loan Size | 3.28MillionSingleFamilyRealEstate\nAverageLoanSize(5)LoanCharacteristics(1)\n3.28 Million | Single Family Real Estate \nAverage Loan Size(5) | Loan Characteristics(1) \n678 Thousand | | Average LTV(2) | 54% | Average LTV (2) | 49% | | Average DSCR (3) | 1.42x | Median FICO (4) | 764 | | % Delinquent | 0.00% | % Delinquent | ...