First Horizon(FHN) - 2023 Q4 - Earnings Call Presentation

Prudently managed balance sheet focused on safety and soundness Expectations of pre-provision net revenue growth in 2024 18 • Granular CRE loan book with no more than 7% property type concentration across the total loan portfolio All Other Other Southeastern 26% 38% 10% 25% 2 Fourth Quarter 2023 Earnings January 18, 2024 Non-GAAP Information Forward-Looking Statements Throughout this presentation, numbers may not foot due to rounding,references to EPS are fully diluted, and 4Q23 capital ratios are estimates ...