Stress test demonstrated 4.0BoflossabsorptionSoundnesscapacityaboveregulatoryminimums41Associateretentionfrom9.30.22to9.30.23;excludesinvoluntaryattrition.2Clientretentionfrom9.30.22to9.30.23.3FHNwasrecognizedinthe2022GreenwichExcellenceandBestBrandAwards.4Utilizedthe2023SeverelyAdverseScenarioTheCompany′sminimumcommonequitytier1ratiounderstressof8.74.0 billion in pre-tax loss absorption capacity above the 4.5% regulatory requir ...