American Express(AXP) - 2023 Q4 - Earnings Call Presentation

American Express Earnings Conference Call Q4’23 Summary Financial Performance ( $in millions; except per share amounts) YoY% YoY% Q4’23 FY’23 Inc/(Dec) Inc/(Dec) Total Revenues Net of Interest Expense$ 15,799 11% $60,515 14% FX-Adjusted* 11% 15% Pretax Pre-Provision Income**$ 3,949 36% $15,436 31% Provision Expense$ 1,437 40% $4,923 # Net Income$ 1,933 23% $8,374 11% Diluted EPS†$ 2.62 27% $11.21 14% Average Diluted Shares Outstanding 726 (3%) 736 (2%) * Total Revenues Net of Interest Expense adjusted for F ...