Civista Bancshares(CIVB) - 2023 Q4 - Earnings Call Transcript

Civista Bancshares, Inc. (NASDAQ:CIVB) Q4 2023 Results Conference Call February 8, 2024 1:00 PM ET Company Participants Dennis Shaffer - President and Chief Executive Officer Rich Dutton - Senior Vice President and Chief Operating Officer Chuck Parcher - Senior Vice President and Chief Lending Officer Mike Mulford - Chief Credit Officer Conference Call Participants Nick Cucharale - Hovde Group Terry McEvoy - Stephens Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Montgomery Scott Operator Before we b ...