Root(ROOT) - 2023 Q3 - Earnings Call Presentation

Q3 2023 Letter to Shareholders: Q3 2023 ____________________________________________________________________________________________________________ Gross premiums written ($M) $204.6 $150.7 $224.2 Q3 2021 Q3 2022 Q3 2023 Gross premiums earned ($M) $189.4 $155.3 $159.8 Q3 2021 Q3 2022 Q3 2023 ratio 79.3% 68.0% • Our ability to take rate action early and react to changing environments 15 (2) Net ceding commission and other is comprised of ceding commissions received in connection with reinsurance ceded, part ...