Hope Bancorp(HOPE) - 2023 Q4 - Earnings Call Presentation

Efficiency Ratio Return on Avg Assets Anticipated positive impact from strategic reorganization expected to drive operational efficiencies and greater returns in the medium term. High single-digit % growth Targeting balanced growth across all business lines in normalized operating environment Planning to maintain loan-todeposit ratio <95% Loan Growth >10% Targeting medium-term annual revenue growth to outpace loan growth • Loan growth • Accelerated fee income growth • Expanding net interest margin due to im ...