Heartland Financial USA(HTLF) - 2023 Q4 - Earnings Call Transcript

Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2023 Earnings Conference Call January 29, 2024 5:00 PM ET Company Participants Bruce Lee - President and Chief Executive Officer Kevin Thompson - Chief Financial Officer Nathan Jones - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Terry McEvoy - Stephens Inc. Andrew Liesch - Piper Sandler Damon DelMonte - KBW David Long - Raymond James Operator Greetings, and welcome to HTLF's 2023 Fourth Quarter Conference Call. This afternoon, H ...