Hancock Whitney (HWC) - 2023 Q4 - Earnings Call Presentation

– Organic growth 5% 10% 15% 4Q22 1Q23 2Q23 3Q23 4Q23(e) Capital Ratios (e) Estimated for most recent period-end 2024 Forward Guidance Balance Sheet Summary Balance Sheet Summary 4Q19 1Q20 2Q20 3Q20 4Q20 Average Loans ($MM) 21,038 21,234 22,957 22,408 22,066 Average Total Securities ($MM) 6,202 6,149 6,130 6,389 6,921 Average Deposits ($MM) 23,848 24,327 26,703 26,764 27,040 Loan Yield (TE) 4.69% 4.56% 4.04% 3.95% 3.99% Cost of Interest Bearing Deposits 1.11% 1.01% 0.58% 0.39% 0.31% Tangible Common Equity Ra ...