Mercantile Bank (MBWM) - 2024 Q1 - Earnings Call Presentation

As of March 31, 2024 *As of December 31, 2023. 29 STRONG CREDIT CULTURE Rate Type Breakdown 30 Commercial & Retail Past Due Loans ( $in millions) STRONG CREDIT CULTURE *As of March 31, 2024. FDIC Commercial Real Estate Lending Concentration Guideline 33 Noninterest-Bearing Checking 27% Interest-Bearing Checking Money Market 15% 27% Savings 6% Time Under$ 100,000 4% Time $100,000 & Over 12% Brokered Deposits 4% Sweep Accounts 5% Noninterest-Bearing Checking 30% Interest-Bearing Checking 16% Money Market ...