NatWest Group(NWG) - 2023 Q3 - Earnings Call Presentation

Arrears levels remain broadly stable Property ex-CRE Corporate Credit Cards & Other Sov & FI's 4 Mortgages CRE • Growth YTD driven by Credit Card remains within limits for all Unsecured products 13 14 Liquidity coverage ratio (LCR) as at Q3'23 Headroom of £49.6bn O-SII group risk add-on4 Countercyclical leverage ratio buffer6 Minimum Tier 1 capital requirement Other operating Loan impairment Total costs and C:I RoTE Income rate ratio2 ~£14.3bn¹ NIM: >3% ~£7.6bn Below 20bps Upper end of 14-16% <52% Assumes p ...