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New York munity Bancorp(NYCB) - 2023 Q3 - Earnings Call Presentation

• -$1.2B Wholesale Deposits: Reflects runoff of higher cost brokered deposits → Our asset quality metrics compare very favorably to both the S&P U.S. BMI Banks Index and our regional bank peers. Our asset quality over various credit cycles has consistently been better than our industry peers 3rd Quarter 2023 10 1.77% 3rd Quarter 2023 11 NYCB S&P U.S. BMI Banks Index → CET1 adjusted for AOCI(1) ranked in the top quartile compared to regional banks with assets greater than $100 billion(2) reflects disciplined ...