Byline Bancorp(BY) - 2024 Q1 - Earnings Call Presentation

Financial Performance - Net income was $3044 million[92], with diluted earnings per share of $070[92] - Revenue reached $1010 million, up 11% year-over-year[56] - Net interest income was $855 million, a 13% increase year-over-year[56] - The company's stockholders' equity exceeded $10 billion[38,56] Balance Sheet Strength - Total loans and leases reached $68 billion, a 60% annualized increase from the previous quarter[50] - Total deposits amounted to $74 billion, reflecting a 97% annualized growth from the previous quarter[51] - The loan-to-deposit ratio stood at 925%[56] - The company has $20 billion of available borrowing capacity[26] Asset Quality - Cumulative Loan Beta was 43%[4] - Non-interest expense was $538 million in 1Q24[17] - The efficiency ratio was 5194%[19]