Financial Performance - Book Value Per Share sequentially increased by $1.16 to $40.24[6] - Adjusted Consolidated Net Operating Income was $69.7 million, compared to $(55.7) million in the same quarter of the previous year[50] - Return on Tangible Shareholders' Equity was 17.2%, compared to (17.7)% in the same quarter of the previous year[55] Specialty P&C Insurance - Specialty P&C PIF Sequential Quarterly Change improved by 3.4 points, from (8.9)% to (5.5)%[9] - The underlying combined ratio improved 14.4 points year-over-year and 4.6 points sequentially to 93.6%[13, 102] - Earned premiums decreased by 11.0% year-over-year[89] - New business apps in 1Q'24 were approximately 2.6 times that of 4Q'23[103, 111, 115] Life Insurance - Face Value of In-Force decreased by 0.9% year-over-year[19] - Total Segment Adjusted Net Operating Income decreased by 7.7% to $12 million[24] Liquidity and Capital - Parent company liquidity was approximately $1.1 billion[87]
Kemper(KMPR) - 2024 Q1 - Earnings Call Presentation