Southern First(SFST) - 2023 Q1 - Earnings Call Presentation

Southern First Markets: Greenville, SC 2000 Columbia, SC 2007 Charleston, SC 2012 Raleigh, NC 2016 Atlanta, GA 2017 Summerville, SC 2018 Greensboro, NC 2018 Charlotte, NC 2021 LOANS & DEPOSITS Total Deposits Millions Owner occupied RE 20% Non-owner occupied RE 26% Construction 3% Business 13% Real estate 28% Home equity 6% Construction 3% Other 1% Total Loans $2.66 Billion Commercial, 62% Consumer, 38% Commercial, 62% Consumer, 38% Q1 2022 Money Market, 46% Checking, 44% Retail CDs, 6% Wholesale CDs, 3% Sav ...