Shinhan Financial Group(SHG) - 2023 Q3 - Earnings Call Transcript

Page 6 is on the group's major business highlights and Page 7 shows the group's net income and income indicators provided for your information. Moving on to Page 8 on the group's income breakdown. Page 8 on the group's interest income. Interest income in Q3 2023 was KRW2.7633 trillion, up 2.6% Q-o-Q. It is attributable to growth in interest-bearing assets and business days despite the fall in the group's margin by 1 bp. In Q3, the bank's NIM was 1.63%, down 1 bp Q-o-Q due to loan growth, primarily in high-q ...