Unum(UNM) - 2023 Q4 - Earnings Call Presentation

Uก้บู้ที่ GROUP® 2023 Results & 2024 Outlook January 31, 2024 2 2023 KEY MESSAGES • Record premiums and strong sales momentum • Fully recognized the premium deficiency reserve (PDR) • Record financial strength with RBC of 415% and holding company liquidity of $1.7B 4 • Core business earnings power strong, generating significant cashflow • Well-positioned with financial flexibility to win in the market • Inflection point for free-cash flow generation post PDR 4Q & FY2023 RESULTS $1.79 / $7.66 4Q-23 / FY-23 A ...