GRG Banking(002152)2024-01-19 10:34Group 1: Data Utilization and Infrastructure - The company is actively participating in the development of public data platforms in Guangdong, focusing on integrating public and social data through a "government management + enterprise operation" model [1] - The company has invested in various initiatives, including a stake in the Guangzhou Data Exchange and the establishment of an AI public computing center, to enhance its data infrastructure [1] - The company aims to transform from a "solution provider" to a "data operator" by leveraging digital scene demands from financial and government clients [1] Group 2: Data Products and Applications - The "Qingyi Loan (Social Security Data)" product is the first public data product in the social security field in Guangdong, designed to improve credit assessment accuracy for financial institutions [2] - The company’s subsidiary, Zhongshuzhihui, provides comprehensive commercial information services and collaborates on public data governance and monetization [2] - The financial sector is identified as a key area for public data application, with strong demand for data products in risk control, marketing, and operations [1][2] Group 3: International Expansion and Market Performance - The company has established a global presence with eight branches and operations in 110 countries, focusing on localized strategies [3] - International market performance has been strong, contributing an increasing proportion of overall revenue [3] - The company plans to leverage its technological advantages and domestic digital solutions to expand its international market reach [3] Group 4: Future Development and Strategic Goals - In 2023, the company achieved significant progress in capital operations, technological innovation, and internationalization [2][3] - The acquisition of Zhongjin Payment and Zhongshuzhihui has enhanced the company's capabilities in digital finance and data element integration [2] - Future strategies include increasing investment in digital technology R&D and enhancing talent development to support national development goals [3]