JRCB(SZ:002807)2022-11-01 03:11Group 1: Financial Performance - As of September, the bank's re-loan balance reached 71.2 billion CNY, an increase of 31.3 billion CNY from the beginning of the year, benefiting 1,596 agricultural and small micro-enterprises [3] - The cumulative amount of re-discount reached 27.5 billion CNY, an increase of 1.8 billion CNY from the end of last year, benefiting 143 technology innovation and small micro-enterprises [3] - The current re-loan and re-discount interest rates are maintained around 2% [3] Group 2: Private Banking Development - Jiangyin Bank's savings deposits in Jiangyin reached 655 billion CNY, accounting for 32% of the city's total savings deposits [3] - The total scale of wealth management products reached 196 billion CNY [3] - The bank has established three branches in Suzhou, Wuxi, and Changzhou to expand its private banking business, leveraging the favorable economic environment [3] Group 3: Strategic Focus - The bank aims to enhance its private banking services by focusing on high-net-worth clients, supported by the region's strong economic indicators, such as an average disposable income of 67,555 CNY in 2021 [3] - The bank is accelerating its digital transformation and expanding online services through mobile banking, online banking, and WeChat banking [3] - Future strategies include improving product service systems and enhancing marketing capabilities to create a more competitive private banking offering [3]