JRCB(SZ:002807)2022-10-27 02:21Group 1: Deposit Growth and Structure - As of September 2022, total deposits reached CNY 125.17 billion, an increase of CNY 10.71 billion, representing a growth rate of 9.36% since the beginning of the year [3] - In Q3 2022, deposits grew by CNY 4.165 billion compared to the first half of the year, with corporate demand deposits increasing by CNY 0.921 billion and savings demand deposits by CNY 0.950 billion [3] - The bank has focused on enhancing its competitiveness in the corporate deposit market through targeted products and services [3] Group 2: Credit Growth and Risk Management - The bank is actively promoting a campaign to support real economy and assist enterprises, focusing on five key customer groups for targeted marketing [3] - As of September 30, 2022, the non-performing loan (NPL) ratio was 0.98%, a decrease of 0.34 percentage points since the beginning of the year, marking the lowest level since the bank's listing [3] - The bank has implemented a proactive management approach for loans affected by external factors, ensuring that these loans remain in good standing without overdue payments [3]