JRCB(SZ:002807)2022-11-17 14:24Group 1: Business Strategy - The bank focuses on expanding inclusive retail business, targeting micro-enterprises with credit under 10 million yuan, personal operating loans, and consumer loans [3] - The bank leverages its advantages as a primary legal entity bank to respond quickly and effectively to market demands [3] - A "7+1+4" inclusive branch system is being developed to enhance service coverage and efficiency [3] Group 2: Product Development - Innovative products such as "Science and Technology Loan" and "Intellectual Property Loan" are introduced for small and medium-sized enterprises [3] - Online loan products like "Jiangyin e-loan" and "Public Fund e-loan" are being actively promoted to cater to consumer finance needs [3] - Specialized products like "Foreign Trade Financing Treasure" are offered to alleviate financing pressures for small foreign trade enterprises [3] Group 3: Market Expansion - The bank aims to tap into the micro-loan demands in the regions served by its branches, replicating successful small-scale business models [3] - Strengthening the customer manager team is a priority, with performance assessments being adjusted to incentivize marketing efforts [3] Group 4: Community Engagement - The bank is enhancing its community engagement through initiatives like "Party Building Co-creation Financial Assistance" to support small and micro enterprises [3] - Activities such as targeted visits and customer information management are being implemented to improve service quality [3]