JRCB(SZ:002807)2022-12-06 05:30Group 1: Economic Support and Loan Distribution - Jiangyin Bank focuses on serving the real economy, particularly in the manufacturing sector, which constitutes 57.76% of the total loan amount [2] - The bank has supported over 4,000 manufacturing enterprises with a loan balance of 289.11 billion [2] - Jiangyin is recognized as a leading county in industrial economy and private economy within the Yangtze River Delta region [2] Group 2: Investment Strategy and Market Position - The bank's investment income in Q1 2017 remained stable compared to the same period last year [2] - In a tightening financial environment, the bank adopts a defensive strategy in the bond market, focusing on short-duration investments [2] - Jiangyin Bank maintains the largest market share among local financial institutions in Jiangyin [2] Group 3: Risk Management and Loan Recovery - The non-performing loan (NPL) ratio has remained stable since the end of last year [2] - The bank has enhanced loan entry standards and risk control measures to improve overall risk management capabilities [2] - Efforts to accelerate the recovery of non-performing loans include setting up special assessments and tailored recovery plans [2] Group 4: Compliance and Information Disclosure - The bank ensures compliance with information disclosure regulations, guaranteeing the accuracy and completeness of disclosed information [2] - There have been no incidents of significant undisclosed information leaks during the investor relations activities [2]